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Writer's pictureDr. Ashanti Odom-Pitts

How Does A Secured Credit Card Help You?

Updated: Apr 15, 2022

Today, we are going to talk about rebuilding tools if you do not have a high enough score to qualify for unsecured credit.


A Secured Credit Card

Most secured credit cards work by securing a deposit that is equal to the credit limit. For example, if you want a $500 credit limit, you’ll need to put down a $500 deposit. Secured credit cards work because they report to the three credit reporting agencies, to help you build your credit slowly over time.


Get Started With a Secured Credit Card Here : https://www.creditbuildercard.com/aandsconsultants.html


Credit Builder Loans

Credit Builder or Self Lender Loans are an installment loan that is meant to increase your credit score. Credit Unions offer these loans and they are typically for terms of 6 to 18 months. The beauty is, these loan payments you make go into a savings account in your name. So you are both saving money and building credit.


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